Insurance Blog Week in Review – January 1-7, 2012

Things move pretty quickly on the Insurance Blog. There is the potential that you may have missed something that you would have liked to read. The Insurance Blog Week in Review is designed to give you a quick view of everything that was added there this week. It is an easy way to catch up! Americans With Health Insurance are Less Likely to Smoke A Gallup poll finds that Americans who have health insurance coverage are more likely to have healthier habits and are less likely to smoke than are Americans who don’t have health insurance. But, why is this … Continue reading

Tips for the College Bound Homeschooler

Nextstudent.com is a website dedicated to helping students pay for college. They are primarily a student loan lender. As the homeschooler count in the U.S. tips one million, they are turning their marketing efforts to homeschoolers. If you have a student looking forward to college, you may want to visit the nextstudent.com website. Meanwhile, they took the time to survey colleges about what homeschoolers should do to prepare for college admissions. There will be homeschoolers who do not agree with this approach. There will also be homeschoolers who have gotten into college without taking these steps. Still, here are some … Continue reading

Cooperating and Collaborating on College Applications and Financial Aid Forms

Getting ready to apply for a child heading off to college is challenging for any family (not to mention the almost adult!)—but in single parent families, filling out all those forms and FAFSAs can have the additional challenge of needing to accumulate information from two homes. Attempting to collaborate and cooperate on such a process can be tough! Tax forms, financial records, making sure the test scores and transcripts get sent to the correct address—it can take extra diligence for a family that is divided by divorce or separation. It can also be confusing—who pays for what? Whose income do … Continue reading

Cut the Cost of College

Is college in your near future? Then start thinking about ways to cut your overall costs now. Half of the problem is saving for college, the other half is figuring out how to get the most education for your money. Consider some of these steps to cut the overall cost, without degrading the degree. 1. Junior or Community College Even if you only go one or two years the final cost of a junior college is far less, and often a better opportunity to learn. Transitioning from the smaller classes of high school to a large college can be stressful. … Continue reading

The True Value of College

When evaluating the decision to enroll in a college institution, whether it is for you or your child, the true value of the education must be considered. What is true value you may ask? It is basically an assessment of the long term value of the education vs. the actual cost of tuition. While certainly the college experience has value all on its own. It is also important to look at it purely from an economic view. Especially as the cost of tuition continues to rise, analyzing the actual value of a degree is an important financial process. Ultimately the … Continue reading

High School Students Taking College Classes

A growing trend for high school students is to take college-level courses at their local junior college during their junior and senior years of high school. This provides a great opportunity for students to get a jumpstart on their college-level general education requirements. Generally, students take mainly general education classes such as math, English, and science during their first two years of college. Getting these classes out of the way early can provide any student with a solid foundation. While I would not recommend doubling up on classes for those students who are already struggling to keep up with their … Continue reading

College Classes and the Homeschooler: Auditing Classes

Many homeschooling parents begin to panic when their children reach middle school age, because, no matter what statistics say, they have no idea how they will get their homeschooler prepared for college. I have on piece of advice here… Enroll them in college now! By enrolling your high school (and sometimes younger) homeschooled child in community college courses, you will have no doubt at all that they can handle the work at a four year college. By having a few college courses under their belts, they will also prove to the college admissions officers their capabilities and therefore have an … Continue reading

I’m Stomping My Foot!

Some days I want to run away. I’m tired of being unappreciated. I’m tired of being the one who is the mean parent because Hailey is my responsibility 24/7. I’m tired of being the one who seems to say no more than yes. I’m tired of not being able to be the fun parent because I’m too busy working, making dinner, doing laundry, wiping noses, checking homework and worrying to have much time for fun. Does every single mother feel this way? I think we all do, there isn’t anything unique about my situation. I’m the full time parent, even … Continue reading

Kids Gain Even More When They Lose

Look at that million dollar grin. And by a million I mean nearly 50 bucks. The Tooth Fairy has been very, very generous to my daughter. Since this picture was taken, roughly three weeks ago, my 8-year-old has pocketed an additional $20 from the Fairy who pays for falling enamel. That’s way, way more than the average kid makes experiencing this normal rite of passage from childhood to adulthood, but that’s mainly because the Tooth Fairy’s generous grandparents also add in several dollars to sweeten the pot. Take the Fairy’s parents out of the mix, and most kids these days … Continue reading

Does Your Child Need a New Backpack Each Year?

Well, we have pretty much gotten all of our back to school shopping done for this upcoming school year, with the exception of one spiral sketch book, which seems to be an endangered species in my part of Pennsylvania. My oldest is entering sixth grade, which in my school district is middle school (junior high). With this transition comes another one I wasn’t ready for–lots and lots of supplies. This list pretty much takes up an entire page, and even with careful shopping, it cost quite a bit. One of the big items we purchased was a new backpack. Unlike … Continue reading